Leading the way in professional asset recovery, combining technology-driven operations with unmatched regional expertise. With full-time coverage across Sacramento, Stockton, Modesto, Fresno, Bakersfield, Salinas, the East Bay, South Bay, and San Francisco, our growing footprint allows us to deliver fast, compliant, and client-focused results throughout the Central Valley and Bay Area.

The entire DayBreak Metro team is committed to delivering compliant, results-driven solutions with a focus on exceptional service quality, transparency, accountability, and client satisfaction for both our clients and their customers.

R2500021, RR2800012

Howard’s Recovery’s goal is to provide the absolute best customer / client service in the State of Florida. For this reason, we have incredibly high recovery rates. Howard’s Recovery is known for its achievement in recovery rates and industry leading customer service. We cater our service around the goals of your company because we believe that your success is our success and teamwork is essential in a positive client / agent relationship. It is our priority to understand, meet, and exceed your goals. With Howard’s Recovery, you will lower your charge offs, increase your recoveries, and add more assets recovered to your portfolio every month!

While other companies may be pre-occupied with private party tows or impounding, we have a dedicated recovery division with trucks that are on the road assigned for one thing, collateral recovery. Repossession work is our specialty, anywhere from first placement, charge off, impounds, or anything in between. Our mission is to provide our clients with quick, efficient, and safe asset recovery, while adhering to all Federal, State, and Local laws concerning a  repossession.

Our team is trained on all compliance standards and we make it a priority to stay current and educated with the ever changing world of compliance. We only hire the most outstanding recovery agents, and require all of our agents to be CARS Certified. Our team is trained and prepared for all recovery scenarios and professionalism is a requirement of each and every recovery agents. We believe that our most valuable asset is the quality of personnel we employ.

Howard’s Recovery utilized the latest investigative techniques, state of the art communications technology, and equipment which allows us the ability to quickly retrieve your collateral. On top of our own in-house system – Clearplan for logistics, we also use Recovery Database Network (RDN) in order to stay completely accessible to our clients. Howard’s Recovery strives to be the innovator of latest recovery techniques; we are one of the first in the country to utilize LPR Camera technology. Powered by Digital Recognition Network (DRN) we can scan an average of 2,000,000 plates per month and as a result, we are able to recover collateral for our clients where most other agencies have failed.

Integrity
One thing that does not ever change, Consistency – At Lenders Choice Recovery, we will always do the right thing. You do not have to sacrifice results with compliance. Lenders Choice Recovery is a pioneer with compliance all while being a top producing agency to the nation’s top financial institutions.

Skilled Staff
We know if you’re calling us, you’re probably in a stressful situation. With speed, knowledge and great customer service, we’ll help you out, Lenders Choice Recovery employs an experienced, professional and capable staff, cognizant of the demands of the financial institutions which we serve.

Real Time
Lenders Choice Recovery Inc. has invested heavily in its own proprietary portal that is used for analytics and performance monitoring. This portal allows us to gauge performance in real time for every position in the field. See Certificate page for more information and downloads.

Why Choose Us?
Lenders Choice Recovery employs an experienced, professional and capable staff, cognizant of the demands of the financial institutions which we serve.

Still searching for your collateral, or has it been charged off?

Lost Coast Auto Recovery may have already found it.

Being a Digital Recognition Network pioneer in California, Lost Coast Auto Recovery possesses one of the largest databases of license plate recognition data in all of Northern California This means it is highly possible that your collateral has already been spotted and documented in our database.

LCAR utilizes the most advanced technology to assist in the process of recovering your collateral.
This technology includes:

• License plate recognition (LPR) cameras on all vehicles in our fleet.
• Digital Recognition Network (DRN), which works with the LPR cameras.
• Real time access to Recovery Database Network (RDN) in all fleet vehicles.

Along with our cutting edge technology, LCAR offers unparalleled service that only thirty plus years in the business can produce. For your protection LCAR is fully licensed, insured and bonded. We have secure storage facilities with 24/7 video surveillance to ensure the safety of your collateral once it’s been secured. We also offer a wide variety of services with competitive rates in all of Northern California.

Lost Coast Auto Recovery offers a wide variety of services:

Recovery First is a Family Owned and Operated company that has been in business since 1998. We pride ourselves on being an honest and respectful repossession company. We always treat our clients and their customers with the highest respect in the office and in the field. 

We video record all of our repossessions and have it available to our clients.