Simply put, what you see is what you get.  At Source One, we consider ourselves to be a partner to our clients, not just a vendor.   Our ability to accommodate the needs of our clients has enabled Source One Adjusters of Ohio to become the largest repossession company in the state.  Our success is a direct result of a professional approach to the effective recovery of all types of collateral.

Source One Adjusters has been serving the financial community since 1978.  Our organization consists of seven recovery offices located in Akron/Canton, Columbus, Cleveland, Cincinnati/ Dayton, Toledo/Bowling Green, Mansfield and Youngstown.   Each of our locations are fully operational, staffed during regular business hours and contain both indoor & outdoor storage.  Our staff consists of account managers, office managers, repossession agents, skip-tracers, transporters, lot personnel, billing specialists and administrative support. This attention to all areas of operations enables Source One to consistently achieve excellent ratings on performance reports provided by the lending institutions partnered with us.

Source One Adjusters embraces a commitment to our clients that is second to none.   Our fleet of self-loading, damage free repossession trucks are equipped with all the tools necessary to recover all types of vehicles.  To enhance our efficiency in recovery time, GPS systems are mounted on all of our repossession trucks and agents are equipped with lap tops to facilitate “real-time” reporting through the Recovery Database Network (RDN).

The State of Ohio is considered a self-help state and does not require a license to repossess, this has led to inexperienced agents in the field who are unqualified to demonstrate compliance with laws pertaining to “breach of peace”.  This is way Source One Adjusters has a firm commitment to continuing education for our employees in the field.  Our agents are trained & certified by C.A.R.S. and we are licensed as private investigators in the state of Ohio.  Source One Adjusters adds to all of this a 25 year member affiliation with Time Finance Adjusters and an established internal company policy to enforce compliance with the Gramm-Leach-Bliley Act and the Federal Trade Commission’s Privacy Rules.  Source One Adjusters is proud to be the sole agent in Ohio for the pick up, storage and sale of U.S. Marshal seized vehicles.

Source One Adjusters carries the most comprehensive liability insurance available in the industry.  In addition to a 4 Million Dollar all-inclusive ACORD Insurance Policy, we add a 1 Million Dollar Time Bond as well as Workers Compensation to eliminate potential liability risks to the clients contracting our services.

Learn More About Comprehensive Liability Insurance

To protect our clients’ interest against liability, Source One Adjusters maintains the highest level of insurance coverage available in the industry.  Our all-inclusive 4 Million Dollar Certificate of Insurance exceeds industry standards and is endorsed by an A+ provider. As members of American Recovery Association (ARA) for 25 years, Source One Adjusters is backed by a 1 Million Dollar Crime and Fidelity Bond. To further strengthen our commitment to provide a blanket of coverage to our clients, every repossession agent and transporter is an employee of the company and covered by the benefits provided by the Bureau of Workers Compensation.

Copies of our Certificate of Insurance, Time Bond and Workers Compensation are available upon request.

Why It is important to have Comprehensive insurance coverage

The courts have held that “the secured party is responsible for the actions of others taken on the secured party’s behalf, including independent contractors engaged by the secured party to take possession of collateral”. In other words, without the proper insurance coverage, the lien holder is liable for any damages claimed by the debtor from the initial assignment to its final resolution. Countless judgments, ranging from the hundreds to millions, have been awarded to debtors including wrongful repossession, breach of peace, property damage and bodily injury. Basic tow coverage and garage keepers liability is not “full coverage” and exposes the lender to unnecessary lawsuits.
When selecting a repossession agency first determine if the Certificate of Insurance provides automobile liability including non-owned, hired and repossessed auto’s with “on-hook” coverage. In order to extend this coverage to the lien holder, the lender must be added as a “certificate holder” to the policy.
Injury to a repossession agent, in the act of fulfilling the contractual assignment, is a potential claim to the lien holder if the company retained does not provide Workers Compensation to its agents in the field.

Knowledge is imperative when selecting a repossession agency and research is key to making an informed decision.

Contact us at (800) 854-4154 x 321 or [email protected]

Partner with us and experience what makes Source One Adjusters of Ohio the first choice in collateral recovery for lending institutions nationwide.

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For 50 years Tennessee Auto Recovery has serviced the financial community in Middle Tennessee and Southern Kentucky. We have formed partnerships with many leading financial lending institutions, banks, and credit unions. With our substantial experience and rapid response time TAR will be the only company you need for all of your repossession needs.

We are centrally located in Mt. Juliet, TN and service from the Alabama line to Southern Kentucky.

Serving Nashville, TN and 75 mile radius including Southern Kentucky

Tennessee Auto Recovery employs a qualified professional staff of skip tracers and investigators. When you have a skip account TAR uses all the “up to date” skip techniques and the most specialized equipment available to help you located and secure your collateral quickly and securely.

All assignments are promptly acknowledged and given to a professional adjuster familiar with the Laws of the State. We recover the collateral and deliver to our storage facility at which time a condition report and pictures are prepared and forwarded to the client.

TAR uses only “state of the art” wheel lift wreckers and repossession equipment to insure rapid and responsible recovery of your collateral. We maintain a storage facility to protect your collateral as well. All Auctions and transporters are handled promptly and professionally. Vehicle redemptions and personal property are handled at our office Monday – Friday from 9AM to 4PM.

We maintain the best insurance coverage in the business to protect you at all times. We are also vetted through Vendor Transparency Solutions to fill all you compliance needs. You can request to view our credentials through VTS on the Insurance/Compliance tab of this site.

We have earned the trust of the financial community and can handle all your repossession requests in a timely and efficient manner. From investigation and skip tracing to recovery and disposition of collateral, Tennessee Auto Recovery, offers you a wide range of services to assist you in reducing your losses.

We look forward to providing you with the VERY BEST repossession services available.

Agents: On the Front Lines for United

“We hire talent and attitude, and then we train the process, laws, technology, and applications we use.” – Bob Wilson

Over the years and through the tremendous growth there has been one constant, our agents. Without the best agents in the industry we wouldn’t be able to provide our clients with the best service in the repossession industry. These talented men and women continue Bob’s tradition of “boots on the ground” of our day to day operation and continuously bring their unique set of skills to the “battle.”

Years ago a new repossession agent was hired, would ride with another agent for a night or two and then was released into the field. Our agents are different. Our agents are highly trained and skilled professionals who have been certified by our Field Operations Team.

The bottom line, we wouldn’t be the company we are without our agents in the field.

Family First

While United has grown substantially from its beginnings, it remains a “family business” in every sense.  United team members are treated like a part of a large extended family, which is a big reason for the organization’s sustained growth.  At United, we understand that our associates are our greatest asset. That’s why, as an organization, part of our strategy for success is dependent on hiring, training, developing, and retaining the amazing individuals who make up our company.  We believe that positive and engaged team members provide better value and customer service to our clients and partners. An engaged, creative and passionate workforce is largely what separates United from our competitors in the industry and is what makes United….well….United.